Bitcoin Savings Tracker

Stack sats.
Track goals.
Stay sovereign.

The envelope method for Bitcoin. Organize your wallets into envelopes, set savings goals, and watch your sats stack — all without touching your keys.

Non-custodial Watch-only Keys offline Open source
Get Started

Four Steps to Purposeful Sats

  1. 01

    Add a Wallet

    Paste any Bitcoin address or import an xpub from your hardware wallet. Sat by Sat fetches the balance read-only — no keys, no custody, no risk.

  2. 02

    Create an Envelope

    Give your envelopes a meaningful name and purpose so that your goals are categorized. — "Retirement", "Kids", "Vacations"

  3. 03

    Set a Goal

    Name it and set a target in sats or your local currency. The goal automatically tracks progress against the envelope's total balance — no manual updates needed.

  4. 04

    Stack & Watch

    As sats flow into your wallets, your goals update in real time. The envelope method keeps every sat purposeful and your savings strategy crystal clear regardless of how many wallets you have; hot or cold, old or new.

Three-Layer System

The Envelope Method for Bitcoin

Your sats live in wallets. Wallets flow through envelopes to sort and power your goals.

Demo Portfolio
68,650,000 sat Total Stacked
≈ 0.68650000 BTC Bitcoin
3 Wallets Tracked
3 Goals Active
Live Balances
01 Wallets Single addresses & HD accounts
P2WPKH
Cold Storage
bc1q...9x4f
42,100,000 sat
≈ 0.42100 BTC
HD Account
Ledger Nano X
xpub6C...Zm9
21,550,000 sat
≈ 0.21550 BTC
P2WPKH
Spending
bc1q...3k7p
5,000,000 sat
≈ 0.05000 BTC
wallets grouped into envelopes ▾
02 Envelopes Named wallet collections
Long Term Savings 63,650,000 sat
≈ 0.63650 BTC
Cold Storage Ledger Nano X
2 wallets
Short Term Savings 5,000,000 sat
≈ 0.05000 BTC
Spending
1 wallet
envelopes fund savings goals ▾
03 Goals Savings targets with progress
Bitcoin Retirement
63%
63,650,000 sat / 100M target
via Long Term Savings
Mortgage Payment
78%
3,900,000 sat / 5M target
via Short Term Savings
Emergency Sats
28%
1,400,000 sat / 5M target
via Short Term Savings
What You Get

Every Layer, Explained

01 — Wallets

Any Address, Any Account

Paste any mainnet Bitcoin address or import an extended public key (xpub/ypub/zpub). The app derives and scans all HD addresses, aggregates balances, and treats the whole account as a single entity. Your private keys stay offline — always.

02 — Envelopes

Budget Envelopes for Bitcoin

Group goals into named envelopes like "Long Term Savings" or "Vacation" or leave them ungrouped. New accounts are seeded with default envelopes so you can start immediately.

03 — Goals

Set Targets, Watch Progress

Create savings goals with targets in sats or fiat. Goals track progress against the total balance of their envelope — updated automatically as your wallets receive sats. Every sat has a purpose.

Ready to stack with purpose?

Free to use. Non-custodial. No keys, no custody, no risk.

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